Ticket Could Cost $400 on Insurance Rate

If you have a Virginia traffic ticket or misdemeanor summons, you should think about the possible impact on your insurance rates. Did you know that even a basic ticket could really cost you?

A friend recently came to me with a simple speeding ticket for 16 mph over the limit. That’s a ticket that many people would just pay. It would cost about $150 in fines and court costs. Done.

But what about the long-term insurance cost?

When my friend asked me what he should do, I told him to call his insurance company. Then he would know the real cost he’s looking at.

I was stunned to hear that they would hike his premium by $400 per year.

Here’s the crazy part: this driver had a perfectly clean prior record. But that simple speeding ticket would still be a $400 yearly increase for his insurance.

Once we knew that info, it was a no-brainer for me to handle the ticket.

Please remember that this is just one driver and his insurance company. Rates vary across the board, depending upon a ton of factors.

My best advice if you get any kind of ticket is to call a lawyer and your insurance company. Then you can figure out what strategy truly makes sense.

Photo by velo_city

Andrew Flusche

My name is Andrew Flusche. I am a traffic and misdemeanor defense lawyer in Virginia. I limit my practice to traffic tickets and misdemeanor defense, so I know the ins and outs of these offenses. I literally wrote the book on reckless driving in Virginia which you can get on Amazon here or download for free here. I opened my practice in 2008 after earning my Juris Doctor degree from the University of Virginia School of Law. Since then I have earned over 600 5-star reviews from happy clients on Google, Yelp, Facebook, and Avvo. If you’ve been charged with a misdemeanor offense in Virginia, please don’t hesitate to contact me. Your initial consultation is always free, and you'll talk directly with me about the details of your case.
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